The Greenard Index

When clients begin working with The Greenard Group, we will ask them to provide a comprehensive list of information.

It goes without saying that we are all at risk in this electronic age of being exposed to financial fraud. Some people more so than others. In some situations, financial fraud starts by unknowingly providing your personal information.

The Canadian Radio-television and Telecommunications Commission ­ or CRTC ­ has the authority to administer the Telecommunications Act, including the National Do Not Call List (DNCL) and Canada’s Anti-Spam Legislation.

In my mid- to late-20s and early 30s, I travelled throughout 63 countries. I had no real incidents and I attribute that to some good advice I received from a couple of well-seasoned travellers.

A line of credit (LOC) is a debt facility that provides flexibility to access funds quickly, up to an established, approved limit. Having a line of credit can be a great planning tool for future emergencies where you might need access to cash.

Financial freedom is either having the capital available or access to it when needed. Keeping a solid understanding of all the forms of debt you have is key to knowing your purchasing power.

Proper total wealth planning advice involves managing debt, as well as investments.

When I first started in financial services, most Canadian banks had a domestic bias to their operations. The four traditional pillars of financial institutions were: banking, trust services, insurance, and investment dealers.

When people think of providing for their retirement, they think of the various types of income they will receive (Canada Pension Plan (CPP), Old Age Security (OAS), pensions, investment income, etc.).

In the majority of cases, when individuals make a Registered Retirement Savings Plan (RRSP) contribution, they intend to deduct those contributions on their tax return.