The Greenard Index

The levels of retirement that we see correspond directly to the performance of the stock market. When returns exceed projections in a financial plan, many people speed up their plans for retirement.

Everyone falls into two broad categories: net saver or net spender. If you’re a net saver, your cash inflows are greater than your cash outflows. If you’re a net spender, your cash outflows are greater than your cash inflows.

Municipalities mail out their property tax notices by the end of May. Below are the common ways to address your property tax liability. The first way is by paying your property taxes directly to your municipality.

Concentration within a portfolio refers to an individual equity, sector, currency, geographical area, etc. being overweight in the portfolio. Avoiding concentration is important to reduce overall portfolio risk.

When you hear “rebalancing” in an investment context, one may immediately think of trimming back stocks that have outperformed and taking the opportunity to reallocate these funds to stocks that have pulled back.

It is becoming more and more commonplace for Portfolio Managers to work with multiple generations within the same family – even when they live in different households.

A managed account is a broad term that has been used in the financial services industry to describe a certain type of investment account where a Portfolio Manager has the discretion to make changes to your portfolio on your behalf (i.e.

A fee-based account is where a fee is charged based on the market value of the assets being managed. This is distinctly different than a transactional account where commissions are charged for every buy and sell transaction.

There are a variety of ways that fraudsters can try to gather your personal information. They can simply try phoning you, pretending to be a legitimate organization, and request information from you verbally.

When clients begin working with The Greenard Group, we will ask them to provide a comprehensive list of information.