Finding a smarter way to invest

Getting a decent return on your investments and securing your finances for future generations can be a difficult proposition with a number of variables seemingly beyond your control.

On one hand, market volatility is a worry as you seek to maintain and grow your capital, while the safety of GICs (Guaranteed Income Certificates) usually provides little growth.

Red tape can hold up transferring or affecting the amount your beneficiaries receive from your estate funds.

And creditors can pop up unexpectedly and erode your investments.

Is there a way to help protect your hard-earned wealth from those scenarios?

Bridge to Prosperity, a unique business and wealth management firm, uses a strategy that deals with that. It’s called Segregated Funds.

But what are Segregated Funds?

Like Mutual Funds, they are a large pool of money belonging to many people, invested in stocks, bonds, etc., with the goal of increasing the value of the entire pool.

However, unlike Mutual Funds, Segregated Funds have special benefits that Mutual Funds do not have.

For example:

·      Maturity Guarantees ensure the value of your investment at maturity. It will not be less than a specified percentage of the amount you invested. You can also choose to have the ability to “lock in” market gains in your investments.

·      Death Benefit Guarantees ensure your beneficiaries will receive the guaranteed amount or the market value of your investments — whichever is higher, providing an alternative life insurance option for people who cannot attain coverage due to health issues.

·      Segregated Funds have the ability to bypass probate, which allows your beneficiaries to receive the payout faster and privately, while avoiding the applicable probate costs.

·      Your Segregated Fund assets may also be protected from creditors in the event of bankruptcy.

·      And since Segregated Funds contracts allow you to name beneficiaries, it is a great way to bequest funds to your children, grandchildren and/or your favourite charity!

If you are a conservative investor, who likes to earn more than the typical GIC returns, Segregated Funds may be the way to go.

To find out more, visit, or call 778-776-4334.

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