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The Greenard Index

Kevin Greenard: Capital gain inclusion rate could change quickly

Kevin Greenard: Capital gain inclusion rate could change quickly

Going back nearly 50 years, we can trace the initial start of the taxation of capital gains.
Kevin Greenard: Extra deposit into your TFSA

Kevin Greenard: Extra deposit into your TFSA

All of our clients have chosen to maintain their assets in a managed account where investment management fees are charged to the account. There is no annual administrative fee, and no commissions for buying or selling within the accounts.
Kevin Greenard: Why you should contribute to your TFSA early

Kevin Greenard: Why you should contribute to your TFSA early

Last week, we mentioned the TFSA contribution limit for 2021 has been maintained at $6,000.
Kevin Greenard: TFSA contribution limit for 2021 is again $6,000

Kevin Greenard: TFSA contribution limit for 2021 is again $6,000

The Tax Free Savings Account (TFSA) was introduced in 2009. After 11 years of steady contributions, these accounts have become very meaningful.
Kevin Greenard: Financial and tax due date calendar for 2021

Kevin Greenard: Financial and tax due date calendar for 2021

Throughout every calendar year, there are set financial tasks and tax due dates that are important to remember. Below, we have compiled a calendar of the key dates that you need to know as the New Year approaches.
Kevin Greenard: Ensure you have the maximum deposit insurance

Kevin Greenard: Ensure you have the maximum deposit insurance

Some content in this column has been edited for accuracy. Within Canada there are banks and credit unions. Canadian banks are regulated in three categories, Schedule I, Schedule II and Schedule III banks.
Kevin Greenard: Utilizing the capital gains reserve can save tax dollars

Kevin Greenard: Utilizing the capital gains reserve can save tax dollars

When capital property is sold, a capital gain or loss is realized. This capital gain or loss is calculated as the difference between the proceeds on disposition and the adjusted cost base of the capital property.
Kevin Greenard: Spousal loans help split retirement income

Kevin Greenard: Spousal loans help split retirement income

When we first meet with younger couples, we begin educating them about the benefits of equalizing incomes once they reach retirement.
Kevin Greenard: Age and pension income amounts can decrease tax bill

Kevin Greenard: Age and pension income amounts can decrease tax bill

Prior to our clients turning 65, we have a discussion with them about both the age amount and the pension income amount which are both federal non-refundable tax credits.
Kevin Greenard: Using your stock portfolio to make donations

Kevin Greenard: Using your stock portfolio to make donations

With every new client we work with, we will have a discussion regarding making charitable donations. This is especially the case for clients who have a non-registered investment portfolio.