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The Greenard Index

Kevin Greenard: Should you defer your Old Age Security benefits?

Kevin Greenard: Should you defer your Old Age Security benefits?

When should you begin collecting CPP and OAS benefits? Every person's situation is different.
Kevin Greenard: The benefits of a disciplined RESP approach

Kevin Greenard: The benefits of a disciplined RESP approach

It’s essential to start planning for the costs of education early and take a disciplined approach to RESP contributions to take advantage of the full benefits.
Kevin Greenard: Don't overlook RESP assets in your estate plan

Kevin Greenard: Don't overlook RESP assets in your estate plan

A Registered Education Savings Plan is a popular investment vehicle to help save for a child’s or grandchild’s post-secondary education.
Kevin Greenard: 10 tips to consider when opening an RESP

Kevin Greenard: 10 tips to consider when opening an RESP

The gift of education is one of the greatest gifts we can give to our children or grandchildren. This gift, however, may come with a hefty price tag.
Kevin Greenard: RESP withdrawal checklist

Kevin Greenard: RESP withdrawal checklist

Kevin Greenard outlines a step-by-step process for withdrawing from a Registered Education Savings Plan.
Kevin Greenard: Splitting your CPP

Kevin Greenard: Splitting your CPP

Canada Pension Plan contributions made while a couple was married or in a common-law union can be equally divided during or after a divorce or separation.
Kevin Greenard: Sharing your CPP

Kevin Greenard: Sharing your CPP

Since 2007, individuals receiving qualifying pension income were able to split it with their spouse in conjunction with filing their tax return.
Kevin Greenard: When should you start collecting CPP?

Kevin Greenard: When should you start collecting CPP?

One of the most common questions we receive is when should I begin collecting my Canada Pension Plan? The answer is: It depends.
Kevin Greenard: The impact of variable returns

Kevin Greenard: The impact of variable returns

The variability of investment returns can have a material impact in the early years of investing. Over time, the variability of returns is smoothed out.
Kevin Greenard: Tolerance for volatility and risk

Kevin Greenard: Tolerance for volatility and risk

Two common characteristics we see with our clients that have accumulated wealth is the ability to both assume risk, and the ability to stay the course during periods of volatility.